Flyte Blog
How Employee Benefits Brokers Are Building the Next Generation of Benefits
For many employee benefits brokers, the most important conversations of the year happen at renewal time. It’s when rate increases land on your client’s desk. It’s when coverage changes cause frustration. And it’s when employers start asking, “Isn’t there a […]
It’s 10pm! Do you Know Where Your ERISA Documents Are?
In the world of employee benefits, Section 125 pre-tax plans, Health Reimbursement Arrangements (HRAs), and Flexible Spending Accounts (FSAs) are the unsung heroes. They provide powerful tax advantages for both employers and employees, making […]
HRA Council: 2025 Data Report
The HRA Council 2025 Data Report delivers a clear message: Individual Coverage Health Reimbursement Arrangements (ICHRAs) and Qualified Small Employer HRAs (QSEHRAs) have moved from emerging trends to mainstream benefit […]
Labor Law Compliance: Don’t Let Posters be a Blind Spot
In today’s dynamic workforce, keeping your business compliant with labor laws can feel like navigating a constantly shifting landscape. From federal Department of Labor (DOL) requirements to the ever-evolving regulations at the state, city, and even local levels, […]
High-Deductible Health Plan and HRA – A Perfect Pair
With rising premiums and continued economic pressure, many employers are rethinking their approach to employee health benefits. For those wanting to cut costs without cutting value, there is a proven strategy worth considering: Offer a high-deductible health plan (HDHP) […]
QSEHRA Plan – The Smart Choice for Small Employers
As more employers look for creative ways to provide meaningful health benefits without the complexity or cost of traditional group insurance, the Qualified Small Employer Health Reimbursement Arrangement, or QSEHRA plan, is getting renewed attention—and for good reason.
Many employers […]
What’s the Difference Between FSA and HSA?
Trying to manage healthcare expenses can feel like a maze—especially with all the different tax-advantaged accounts available. FSA and HSA each offer unique ways to save on medical costs, but knowing which one is right for you can make a […]
Navigating COBRA Continuation Coverage: What Employers and Brokers Need to Know
When employees leave a company or experience a change in eligibility, COBRA continuation coverage ensures they have the option to maintain their health insurance benefits. However, the complexity of COBRA plans, compliance requirements, and timelines make it challenging for employers to […]